Equipment Repair & Replacement
A broken machine stops revenue. Get it fixed fast without draining your operating cash.
Funding that fits your business
Apply Now
Working Capital for Small Businesses That Can't Wait on a Bank
Fast. Flexible. Human.
📞 Give us a call — (281) 706-5271
Payroll is due. Inventory needs replacing. Equipment breaks. Opportunities don't wait. The Pinecone Shop gets flexible working capital into small businesses in as little as 24 hours — no collateral required, no bank runaround.
24 hrs
Avg. funding time
$5K–$500K
Funding range
500+
Credit score OK
20+
Industries served
Ready to Get Funded?
Our full application takes just a few minutes and gets you matched with the right working capital option for your business.
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No hard credit pull to check your options
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Funding ranges from $5K to $500K
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Credit scores from 500+ considered
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No collateral required — based on your revenue
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Real people review every application personally
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Approved funds deposited in as little as 24 hours
✓ Secure & confidential · No upfront fees · No commitment to apply
No Collateral Required
Funded in 24–48 Hours
20+ Industries Served
Credit Scores from 500+
No Upfront Fees
(281) 706-5271
What We Fund
Every cash flow problem a small business runs into.
Banks don't understand your timeline. Here's exactly what our clients use working capital for.
Payroll & Staffing
Your team shows up every week. Keep them paid on time even when a big invoice is still pending.
Inventory Purchasing
Stock what you need to take on bigger orders without waiting on revenue to clear.
Slow Season Cash Flow
Bridge the gap between your busy and slow seasons without cutting staff or missing payments.
Business Expansion
Open a second location, add a service line, or upgrade your space. Grow on your timeline.
Marketing & Growth
Launch a campaign, build your online presence, or hire a sales rep. Invest in what drives revenue.
The Process
Funding in 3 simple steps.
No binders of tax returns. No three-week wait. No banker who’s never run a business.
Apply in 60 Seconds
Tell us your industry, your monthly revenue, and what you need money for. No lengthy forms or business plan required to get started.
Get Options Same Day
We match you with working capital options that fit your business — cash advances, line of credit alternatives, and more. Most business owners hear back the same day.
Money in Your Account
Once you approve your offer, funding typically arrives within 24 hours. Get back to running your business — that’s what matters most.
Requirements
Do you qualify?
Most business owners we work with qualify easily. We look at your monthly revenue and your business — not just a credit score.
- ✓ In business at least 6 months
- ✓ $30,000+ in monthly gross revenue
- ✓ U.S.-based business
- ✓ Credit scores as low as 500 considered
- ✓ No collateral or equipment lien required
- ✓ Any industry considered
Real Clients
What business owners say about The Pinecone Shop.
★★★★★
“My walk-in compressor died on a Thursday. The Pinecone Shop had money in my account Friday morning and we didn’t miss a single dinner service. That’s the kind of speed restaurants need.”Rafael M. Restaurant Owner — San Antonio, TX
★★★★★
“The GC on my biggest job pushed payment 45 days. I had crew to pay and couldn’t wait. The Pinecone Shop bridged the whole gap in 24 hours. My guys never missed a paycheck.”James K. General Contractor — Dallas, TX
★★★★★
“My lift failed Wednesday with six cars booked. Pinecone had funding in my account Thursday morning, lift was back up Friday. I didn’t lose a single job.”Derek W. Auto Repair Shop Owner — Houston, TX
Ready to Move?
Stop waiting on banks that don't understand your business.
- No Upfront Fees
- Real People
- Fast Decisions
- No Collateral
- 500+ Credit OK
No hard credit pull. No commitment. Just a real answer from a real person — usually the same day you apply.
Apply For Funding