Working Capital for Medical | The Pinecone Shop
Funding that fits your business Apply Now

Working Capital for Medical & Dental Practices

Fast. Flexible. Human.

📞 Give us a call — (281) 706-5271

Insurance reimbursements run 45–90 days. A CT scanner needs replacing. A second provider joins and payroll doubles before new revenue catches up. The Pinecone Shop gets working capital into practices in as little as 24 hours — no collateral required.

24 hrs Avg. funding time
$5K–$500K Funding range
500+ Credit score OK
20+ Industries served

Ready to Get Funded?

Our full application takes just a few minutes and gets you matched with the right working capital option for your business.

No hard credit pull to check your options
Funding ranges from $5K to $500K
Credit scores from 500+ considered
No collateral required — based on your revenue
Real people review every application personally
Approved funds deposited in as little as 24 hours
Start Application

✓ Secure & confidential  ·  No upfront fees  ·  No commitment to apply

No Collateral Required Funded in 24–48 Hours $30,000+ Monthly Revenue Credit Scores from 500+ No Upfront Fees (281) 706-5271
What We Fund

Every cash flow challenge a medical or dental practice faces.

Insurance cycles, equipment costs, and staffing demands create constant cash flow pressure. Here's what our practice clients use working capital for.

Medical & Dental Equipment

A failed autoclave or broken imaging unit stops patient care and revenue. Get it replaced fast.

Insurance Reimbursement Gap

You deliver care today and get paid 60–90 days later. Bridge the gap while you wait.

Staff & Provider Payroll

Adding a provider or covering payroll during a slow insurance cycle requires capital now.

Second Location & Expansion

Opening a second office or adding a specialty line requires capital before the revenue starts.

Technology & Software

EHR systems and digital imaging require upfront investment. Stay current without draining cash.

Renovation & Patient Experience

A waiting room remodel or exam room upgrade affects patient retention and referrals.

The Process

Funding in 3 simple steps.

No binders of tax returns. No three-week wait. No banker who’s never run a business.

Apply in 60 Seconds

Tell us your industry, your monthly revenue, and what you need money for. No lengthy forms or business plan required to get started.

Get Options Same Day

We match you with working capital options that fit your business — cash advances, line of credit alternatives, and more. Most business owners hear back the same day.

Money in Your Account

Once you approve your offer, funding typically arrives within 24 hours. Get back to running your business — that’s what matters most.

Requirements

Do you qualify?

Most business owners we work with qualify easily. We look at your monthly revenue and your business — not just a credit score.

  • ✓  In business at least 6 months
  • ✓  $30,000+ in monthly gross revenue
  • ✓  U.S.-based business
  • ✓  Credit scores as low as 500 considered
  • ✓  No collateral or equipment lien required
  • ✓  Any industry considered
Real Clients

What business owners say about The Pinecone Shop.

★★★★★
“My walk-in compressor died on a Thursday. The Pinecone Shop had money in my account Friday morning and we didn’t miss a single dinner service. That’s the kind of speed restaurants need.”
Rafael M. Restaurant Owner — San Antonio, TX
★★★★★
“The GC on my biggest job pushed payment 45 days. I had crew to pay and couldn’t wait. The Pinecone Shop bridged the whole gap in 24 hours. My guys never missed a paycheck.”
James K. General Contractor — Dallas, TX
★★★★★
“My lift failed Wednesday with six cars booked. Pinecone had funding in my account Thursday morning, lift was back up Friday. I didn’t lose a single job.”
Derek W. Auto Repair Shop Owner — Houston, TX
Ready to Move?

Don't let cash flow gaps disrupt patient care.

  • No Upfront Fees
  • Real People
  • Fast Decisions
  • No Collateral
  • 500+ Credit OK

No hard credit pull. No commitment. Just a real answer from a real person — usually the same day you apply.

Apply For Funding